Terms of Service

Welcome to Panem.co! These Terms of Service ("Terms") govern your access to and use of our website, products, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services.

1. Acceptance of Terms

By using Panem.co, you affirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Services on behalf of an organization, you represent and warrant that you are authorized to bind that organization to these Terms.

2. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting the updated Terms on our website. It is your responsibility to review the Terms periodically. Your continued use of the Services after any changes constitute your acceptance of the updated Terms.

3. Account Registration

To access certain features of the Services, you may need to create an account. You agree to:

  • Provide accurate, current, and complete information during registration;

  • Maintain and promptly update your account information;

  • Keep your password secure;

  • Accept full responsibility for all activities under your account.

You may not use another user’s account without permission.

4. Use of Services

You agree to use the Services for lawful purposes and in accordance with these Terms. You agree not to:

  • Violate any applicable local, state, national, or international laws or regulations;

  • Use the Services for fraudulent or deceptive practices;

  • Distribute viruses, malware, or any other harmful technology;

  • Attempt to interfere with the functionality of the Services or access unauthorized areas of the system.

5. Intellectual Property

All content, including but not limited to text, graphics, logos, icons, images, and software, is the property of Panem.co or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Services without our prior written consent.

6. User-Generated Content

If you submit or post content on Panem.co, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, modify, distribute, and display your content in connection with operating the Services. You represent that you own or have the necessary rights to submit such content and that it does not violate the rights of any third party.

We reserve the right to remove any content that we deem inappropriate, harmful, or in violation of these Terms.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and share information about you when you use our Services.

8. Third-Party Links

The Services may contain links to third-party websites or services that are not owned or controlled by Panem.co. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. You access such third-party websites or services at your own risk.

9. Termination

We reserve the right to suspend or terminate your account or access to the Services at any time, for any reason, including but not limited to violation of these Terms. Upon termination, your right to use the Services will cease immediately.

10. Disclaimer of Warranties

The Services are provided "as is" and "as available," without any warranties of any kind, either express or implied. We do not warrant that:

  • The Services will meet your requirements;

  • The Services will be uninterrupted, secure, or error-free;

  • Any information obtained through the Services will be accurate or reliable.

11. Limitation of Liability

To the fullest extent permitted by law, Panem.co shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of your use or inability to use the Services.

12. Indemnification

You agree to indemnify and hold harmless Panem.co and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of the Services or violation of these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Delaware, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [Your Jurisdiction].

14. Contact Us

If you have any questions about these Terms, please contact us at: